What are Credits?

Credits

Credits are the organisation usage quota. Each action that uses AI, document processing or the API consumes Credits — in the web app, the desktop app, the mobile app, through agents and through the REST API.

The credit pool is shared across the entire organization, not per device and not per user.

Plan credits and wallet

The plan includes monthly plan credits. They reset on the billing date.

Usage beyond the plan quota (on-demand) is deducted from the account wallet once a monthly on-demand limit is active. The wallet also pays for plan renewals and top-ups.

Balance and usage live in the app under Billing:

When credits are exhausted

Actions can be refused until plan credits reset, the plan is expanded or the wallet is topped up. Content is not deleted as a result.

Member accounts contact the organisation owner or administrator. Auto-refill is available in Billing depending on the plan.

For paying organisations a short courtesy buffer may apply; it does not replace a top-up or a matching plan.

What this page is not

Developer limits, response headers and poll cost live in the API documentation: Limits and credits.

Billing for MCP / connector calls: Credits and billing for AI connector calls.

Product overview: What is PaperOffice AI?.

Change plan, top up the wallet and invoices: Plan, wallet and invoices. The click path: Top up the wallet.